How can I tell if this card is a regular Chrome vs a Refractor

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Ultimate Sports Card Refractor Guide

Anyone know what the “S” means on the back of newer MVP Glitch

Need both pictures without the LED on, to look like the one where

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2023 Topps National Redemption Topps Chrome Refractor #UEFA-13 VIRGIL VAN DIJK Liverpool FC Trading Card : Collectibles & Fine Art

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is it shiny?? : r/RotMG

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Any reason why these cards aren't marked “Refractor”? : r

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